Social Security Disability: Know Your Rights
According to the U.S. Social Security Administration (SSA), a 20-year-old has a one in four chance of becoming disabled before reaching retirement age? Whether it has crossed your mind or not, social security disability is relevant for individuals of all ages. Social security disability is a federal government program designed to help supplement income to individuals who have a physical or medical restriction that impacts his or her ability to work.
Although social security disability aims to help those who are unable to work, the social security disability application process is complicated, can be time-consuming and many benefit claims are denied the first time. It is important to get an experienced fighter on your side who can present your claim with the best chance of success. Connect with our attorneys for social security disability today for a FREE consultation.
What You Need to Know Prior to Applying for Social Security Disability
The federal government provides two types of programs which offer social security disability benefits. These include:
- Title II. If you have worked and have had wages withheld that were paid into social security, you may qualify for Title II benefits, also known as Social Security Disability Income (SSDI). In addition to having had wages that were paid to social security, individuals must have earned the required number of “work credits” prior to becoming disabled.
- Title XVI. Persons without enough “work credits” may qualify for Title XVI benefits or Supplemental Security Income (SSI). Title II benefits provide many advantages above Title XVI, but an applicant may qualify to apply for benefits under both programs initially.
Applying for social security disability benefits is a complex process and there are very specific rules that need to be followed for these types of cases. In fact, many claims are denied at the initial application stage. Following a denial, applicants can request a hearing with a social security disability judge who will decide the individual’s entitlement to benefits at that stage. Our lawyers for social security disability have represented many clients at these hearings, and our experience can help you have a better chance of having your claim approved!
Dale E. Anstine, Social Security Disability Attorneys in York, PA, Can Help
If you have a physical disability or severe mental health condition that makes you unable to work full-time and is expected to last for a specific amount of time or is life-threatening, reach out to our lawyers for social security disability today. We understand the complexities of social security claims and can help you get the benefits you deserve. Consultations are always FREE, we’re available 24/7 and there are no fees unless we win for you!
Top 3: Answers to Common Social Security Disability Questions
What is SSI? What is SSDI? What’s the Difference?
Our social security disability lawyers often get asked the difference between supplemental security income (SSI) and social security disability insurance (SSDI). SSI provides financial assistance to older adults and individuals with disabilities (regardless of their age) who are low income and/or have minimal work history. SSDI provides benefits to disabled individuals who have a work history either through their own employment or that of a relative (spouse/parent).
The major difference between is SSI and SSDI are the qualification factors. SSI is based on an individual’s age/disability and limited resources. SSDI is based on disability and the individual’s work history. If you have both limited income/resources and a work history, it is possible you can qualify for both SSI and SSDI. However, applying for benefits from both programs is a complex process and applications can take months to be processed, so it is important to get an experienced social security disability attorney on your side who can walk you through the process and help increase your chances of a successful claim.
Who Qualifies for Social Security Disability?
Individuals who have a physical disability or severe mental health condition that makes them unable to work full-time may be eligible to claim social security disability benefits. The disability must be expected to last for longer than a year or must be a life-threatening condition.
The qualifications for social security disability benefits are very strict, especially Title II benefits. There is a specified length of time you must have worked (usually 10 years), in addition to considerations around how recently you have worked, that contribute to eligibility. You must have paid into the social security system to be eligible to withdraw from it, and money received will be based on your earnings over a specific length of time.
To claim social security disability benefits, you cannot make more than $1,220 a month or you will not qualify for support. In addition, if you do receive SSDI or SSI benefits, you will be required to submit a Continual Disability Review (CDR). This review will be completed every three to seven years and will determine if you are still eligible for benefits. If your condition improves or you begin to make over $1,220 a month, you will no longer be eligible for social security disability benefits.
If you are still unsure if you are eligible for SSDI or SSI benefits, request a FREE consultation with our lawyers for social security disability today.
How Do I Apply for Social Security Disability?
There are three ways an individual can apply for social security disability.
- Complete the application online.
- Apply via the phone by calling 1-800-772-1213. If you have difficultly hearing, call 1-800-325-0778.
- Call and schedule an appointment at your local social security office.
Errors when filing for social security disability benefits can increase the amount of time it takes to process your application and create barriers to approval. Therefore, the social security disability lawyers at Dale E. Anstine recommend scheduling an appointment with your local social security office and filing your claim in person, so if you have questions there is someone there to help.
Most Claims Are Initially Denied, But It Doesn’t Have to End There
The social security disability process is complex, time-consuming and a majority of claims are denied the first time they are filed. However, the process to secure benefits does not have to end with the denial. You can opt to appeal the denial within a short window of time after receiving your initial response, and, upon submitting additional information, you may still have a chance at having your claim approved.
If you find yourself asking what if my social security claim is denied, reach out to our experienced attorneys who specialize in social security disability. Get a fighter on your side who understands the complexities of SSI and SSDI and who will have your back throughout the claims process. At Dale E. Anstine, consultations are always FREE, we are available 24/7 and there are no fees unless we win for you. Contact us today!
To learn more about social security disability and your rights to compensation, check out the following blogs or reach out to our team of social security disability attorneys in York, Gettysburg and Hanover, PA!
- Workers’ Compensation vs. Social Security Disability 101
- What You Need to Know Prior to Making a Social Security Disability Claim