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Injury Claims After a Car Accident: What You Need to Know

March 12th, 2025
After a Car Accident

No one is ever truly prepared for a car accident—especially one that results in injuries, medical expenses, and lost wages. The aftermath of an accident can be physically, emotionally, and financially overwhelming, leaving victims uncertain about what steps to take next. In an instant, life can change, and suddenly, routine activities become difficult, medical bills begin piling up, and uncertainty about the future looms. Many accident victims feel alone in their struggles, unsure of how to proceed and whether they will ever return to the normalcy they once knew.

In addition to dealing with pain and trauma, accident victims are often burdened with a host of pressing questions, such as:

  • Do I have a personal injury case?
  • What are the legal steps to file a claim?
  • How can I afford my medical bills?
  • What happens if my injuries prevent me from working for an extended period?
  • What types of evidence should I gather to strengthen my case?
  • Should I accept the first settlement offer from the insurance company?
  • What if my injuries require long-term medical treatment or rehabilitation?

The uncertainty surrounding these questions can add even more stress to an already difficult situation. Many accident victims find themselves overwhelmed by legal jargon, conflicting advice, and the aggressive tactics used by insurance companies to minimize payouts.

Without proper legal guidance, victims may unknowingly make decisions that can significantly impact their ability to receive fair compensation. Understanding your legal rights and the factors that influence your claim is essential in making informed decisions about your future. One of the most crucial actions you can take– consult with an experienced personal injury attorney who can guide you through the process and advocate for your best interests.

At the Law Offices of Dale E. Anstine, our dedicated team of injury attorneys is here to help. With decades of experience representing car accident victims, we are committed to securing the compensation our clients deserve. We understand the challenges you face, and we are here to provide clarity, support, and relentless advocacy on your behalf. Don’t navigate this challenging time alone—reach out for a free consultation today and take the first step toward justice.

Key Factors That Determine a Personal Injury Claim

Understanding the elements that impact your personal injury case is critical to securing the compensation you deserve. Every accident is unique, but common factors play a role in determining the strength of your claim and the likelihood of a successful settlement.

Who Is at Fault? Understanding Liability in a Car Accident

One of the biggest questions in a car accident injury claim is who is legally responsible for the crash. Establishing fault is not always straightforward, and different legal doctrines come into play:

  • Proximate Cause: The legal concept of proximate cause determines which party’s actions led directly to the accident. In some cases, a third party—such as a reckless pedestrian, malfunctioning vehicle parts, or unsafe road conditions—may be responsible rather than the driver.
  • Comparative Negligence: Pennsylvania follows a modified comparative negligence system. This means if you are less than 50% at fault, you are still entitled to compensation, but your award will be reduced by your percentage of liability. For example, if you are found to be 20% at fault, your compensation will be reduced by 20%.
  • Gross Negligence and Recklessness: If the at-fault driver acted with extreme negligence—such as driving under the influence, speeding excessively, or engaging in road rage—this can significantly increase the compensation awarded in a settlement or verdict.

The Severity of Injuries and Medical Treatment

The extent and nature of your injuries play a crucial role in determining the value of your case. Car accidents can result in injuries ranging from minor whiplash to life-altering conditions like:

  • Traumatic brain injuries (TBI)
  • Spinal cord injuries leading to paralysis
  • Broken bones and fractures
  • Severe burns
  • Internal organ damage

Generally, the more severe and long-lasting an injury is, the greater the compensation awarded. Medical documentation is crucial in proving the extent of your injuries.

The Timing of Medical Treatment Matters

If you delay seeking medical attention after a car accident, the insurance company may argue that your injuries were not caused by the crash. It’s essential to see a doctor immediately and follow all medical advice, including attending physical therapy sessions and follow-up visits.

The Impact of Statements and Witness Testimonies

What you say after an accident can significantly impact your personal injury claim. Be cautious when speaking to the other driver, their insurance company, or even your own insurance provider. Even an innocent statement like “I’m sorry” can be used against you as an admission of guilt.

In contrast, statements from eyewitnesses can be incredibly valuable. If possible, gather contact information from anyone who saw the accident, as their testimony can support your version of events and help establish fault.

How a Personal Injury Attorney Can Help Your Case

Navigating a personal injury claim can be challenging—especially when dealing with insurance companies that often prioritize their bottom line over your well-being. An experienced attorney can provide essential legal support by:

  • Collecting and Organizing Medical Records: Proper documentation of medical treatments, prescriptions, and rehabilitation plans is crucial in building a strong case.
  • Handling Insurance Company Negotiations: Insurance adjusters work to minimize payouts. An attorney ensures that you don’t settle for less than you deserve.
  • Determining Liability: Lawyers conduct thorough investigations, gather evidence, and interview witnesses to establish fault.
  • Negotiating a Fair Settlement: Many insurance companies offer quick, lowball settlements. An attorney fights for the maximum compensation possible.
  • Preparing for Trial, If Necessary: While most cases settle out of court, having a lawyer ready to take your case to trial can strengthen your position in negotiations.

Call the Law Offices of Dale E. Anstine Today

As one of the oldest personal injury firms in Central Pennsylvania, the Law Offices of Dale E. Anstine has a long-standing reputation for providing exceptional legal representation. Our experienced professionals are dedicated to fighting for the rights of injury victims, ensuring they receive the compensation and justice they deserve.

Why Choose Dale E. Anstine?

  • Decades of Experience: Our attorneys have handled cases of all sizes and complexities, ensuring no challenge is too big or too small.
  • 24/7 Availability: We know that accidents don’t just happen during business hours. That’s why we’re available around the clock for free consultations. If you can’t come to us, we’ll come to you.
  • No Recovery, No Fee: You don’t pay unless we win. We also advance out-of-pocket costs in many cases, so you don’t have to worry about expenses while your case is ongoing.
  • Personal Injury Is All We Do: Unlike general practice firms, we focus solely on personal injury law, giving you the specialized expertise your case deserves.

If you or someone you love has been injured, it’s critical to act quickly. Speaking with an attorney before dealing with insurance companies or opposing parties can make a significant difference in your case outcome. Call the Law Offices of Dale E. Anstine at 717-846-0606 today or visit our website to start a live chat for immediate answers. We are available 24/7 to answer your questions through a FREE case review.